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Launched October 17, 2026
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Banking that makes money work for you
Monzo is a UK digital bank that runs its accounts through a mobile app. It serves people at different stages of life, offering personal and joint accounts, accounts for children and options that include travel insurance. A well-known feature is Pots, which let customers split money into separate spaces, for example by sending part of their salary to bills or savings automatically. Spare change from card payments can be rounded up and saved. Monzo also offers interest-bearing savings and a credit card for customers aged 18 and over. Everyday banking tasks such as payments and spending insights are handled directly in the app.
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