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Launched October 22, 2026
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Budgeting that helps you spend with purpose
YNAB (You Need A Budget) is a personal budgeting app for individuals, couples and families who want more control over their money. It runs on the web and on mobile devices. The app follows a zero-based method: every dollar of income is given a job, such as bills, savings goals or everyday spending, before it is spent. Bank accounts can be linked to import transactions, and budgets are adjusted as plans change. YNAB pairs the software with educational material, workshops and guides that teach the habits behind the method, focusing on changing behavior rather than only tracking expenses.
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